Everyone understands the importance of superannuation and the value of accumulating as much over your working life as possible, especially since the government is providing many tax advantages for increasing your super contributions. But it’s more than just contributing money from your pre-tax salary and other sources. The right solution for you could be about a Self Managed Superannuation Fund investing via instalment warrants that provide positively geared exposure to the Australian equities market.
The right solution could be about commencing a Transition to Retirement Allocated Pension (TRAP) at age 55 - not because you need the income or that you want to retire, but because this puts your accumulated superannuation savings into a nil tax environment (i.e. pension phase), with the excess pension income being tax effectively salaried sacrificed back into superannuation or applied to an appropriate geared-growth strategy.
The benefits of a well thought through strategy in regards to superannuation alone may be worth a very significant amount of money to you when you retire. Trying to pick your own way through the maze of constantly changing rules and regulations may well not be time well spent for you. For us, it is what we do best.